The Commerce Bank Review

First we must develop a changed attitude. But you must do more than just make an initial attempt at creating a plan. You must first generate a plan according to God’s conviction and then utilize it—apply God’s principles to your life.

If you make plans that are inflexible, they will only hinder God’s work because you won’t be able to live with them. Develop plans that guide your financial life but also provide for some recreation and personal enjoyment as well.